Homebuyer Flood Risk Reports

Our Homebuyer Flood Risk Report, also referred to as Flood Risk Due Diligence report, provides a market-leading assessment of flood risk for prospective buyers.

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Flood Risk Assessment, Flooded Street

Why Is A Homebuyer Flood Risk Report Required?

Flooding can happen at any time and at varying degrees of severity. Around 5.2 million homes in England, or one in four properties, are deemed at risk from flooding. Surface water flooding affects more properties than any other type of flooding, yet the risk is often overlooked.

Is My Home In A Flood Risk Area?

You can check if your new home is in a flood risk area here, or you can contact your local planning authority to check if your home is in an area previously identified as having a critical drainage problem.

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Homebuyer Flood Risk Report

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Section 19 Flood Report

Carrying out a flood risk assessment for homes at risk of flooding is the first step to managing that risk and being prepared for what the future holds.


We have created our Homebuyer Flood Risk Report to enable you to be fully informed of the potential impacts of a flood before purchase.

The Royal Institution of Chartered Surveyors (RICS) advises that flood risk could seriously impact the value of a property should you compare it with a similar property with a lower risk. A surveyor’s report may even provide an angle for negotiation if the risk can be managed, whether your home is in a flood risk area or otherwise.

Understanding the flood risk to a site in greater detail may help change your perspective on your prospective property.

  • Flood maps may not account for all flood defences or flood defence schemes that are in the pipeline.
  • Flood maps may not accurately account for existing drainage arrangements.
  • Flood maps do not accurately account for characteristics on a site scale, such as local changes in ground levels.
  • Flood maps do not consider how a property is constructed, the internal finishes and floor levels.
  • River flood maps do not provide an indication of flood depths at the site for different return periods.

All of these factors can affect the extent and impacts of flooding that may be experienced, and are why it is vital to obtain a more detailed study.

Flooded Home

What Is Included In A Flood Risk Report?


We understand that you are considering investing in a property and wish to have professional advice on understanding your home insurance in relation to flood risk, as well as flood risk in general and how to protect your property.

As such, our Homebuyer Flood Risk Reports are prepared in line with

  • The CIRIA Code of Practice for Property Flood Resilience – Edition 1 (C790F)
  • The latest Law Society Practice Note on Flood Risk

The report typically comprises a detailed desktop study along with information obtained during a site survey

  • An understanding of the mechanisms that may potentially cause flooding, the potential points of water entry, and the geography/topography of the property.
  • Note the type of construction of the property.
  • Note all external features which may exacerbate flooding.
  • Note the drainage connectivity at the property where accessible.
  • Record aperture dimensions.
  • Provide an overall opinion on the effectiveness of any flood resilience measures that are currently in place.
  • Provide a suite of recommendations (where applicable) for flood mitigation measures (including budget costs) to improve the property’s future flood resilience.

The report will also look to identify predicted flood levels/depths at the property, including an allowance for climate change where modelled, placing you in an informed position before your property purchase.

Sky News Flood Risk Consultants

What Makes FPS Different?

We are the industry leaders for homebuyer flood risk reports, as well as the trusted service providers for media outlets such as the BBC and Sky News.

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At FPS, we understand that buying a home is a stressful experience, and trusted professional support can be a huge help. Our reports can help you fully understand the flood risk associated with your new home, how your home insurance relates to flood risk and how you can best protect your future home.

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Client Testimonials

Here are some of our latest testimonials from satisfied customers. If you'd like to discuss your requirements further, please don't hestitate to get in touch.

Hannah Rogers

FPS Environmental were great to work with. They responded immediately to my initial enquiry and followed up quickly with a quote. A very friendly, efficient and professional service. Thanks!

James Langton

Karen was a pleasure to deal with and entirely professional. Thanks!

Suzy Foster

FPS completed a flood risk assessment for me. Really helpful company. Very flexible with the many amendments needed! The final report is excellent.

Alex Duncan

Good to work with, Karen always helpful, and provided a detailed and professional report in a timely fashion.

Peter Blackadder

Excellent phone based advice on a prospective property purchase.


Mr Ashcroft


“Simon is a very experienced flood protection specialist. He was very professional and knowledgeable in his services.”

Mr Lattimer


“The survey and report were very thorough and really gave me what I needed”


Mr. Blakely


“The report is professional and informative, as indeed were the two surveyors who attended our property”

Other Services We Offer

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Flood Risk Assessment (FRA) For Planning

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Strategic Flood Risk Assessments
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Schedule A Call With Us

Book a call with our team of flood risk consultants to discuss your specific requirements.